Your data, clearly.
What CoffeeStocks stores, what is optional and what stays under your control.
At a glance
CoffeeStocks helps you turn everyday choices into optional plans for your future. The beta does not hold money, transfer funds, place investment orders or verify brokerage activity. Marked-invested amounts are your reports, not an account balance.
CoffeeStocks is independently operated in Canada. You can use the manual beta without connecting a bank or allowing location or notifications. Start with sample purchases. Never enter banking passwords, account numbers or authentication codes.
Your records on this device
CoffeeStocks stores purchase names and categories, CAD amounts, dates, contribution plans, self-reported investment allocations, corrections, cancellations, goals and Personal Rules in local app storage. Saved places can include coordinates you choose to add. Theme, onboarding drafts, a usual brokerage website choice and reminder operational settings use separate local storage.
There is no account or cloud sync. You can export a readable JSON copy, but CoffeeStocks cannot import it to restore records. Deleting the app or its data, changing devices, or some app problems may cause records to be lost. Unsaved changes may be lost when you close the app.
CoffeeStocks does not add its own encryption to locally stored records. Your phone provides its usual operating-system protections, but this app is not a secure place to store bank credentials or account statements.
Optional location and notifications
If you choose a location feature, the app can request a coordinate for a saved place. Optional background reminders use saved coordinates, saved areas and your permission settings. CoffeeStocks is not intended to keep a continuous travel history.
Manual Self-Tip works if you decline or turn off these permissions. You can stop reminders in CoffeeStocks or change permissions in your phone settings. Reminders may not arrive every time, including when the app is closed.
Optional local diagnostics
Optional diagnostics are off by default. If you enable them, the app may save technical event details, including a random identifier, action type, approximate time and broad spending range. They do not intentionally include exact amounts, shop names or coordinates. When the app processes its diagnostics, it removes events older than 30 days and limits the store to 1,000 entries. This is not an automatic background deletion timer.
Turning diagnostic consent off clears local events. The app does not automatically upload this store. You can choose to export or share it; review it first. A report can still identify you if you include personal details.
When information leaves your device
CoffeeStocks does not automatically upload your financial records. You may export/share records, copy an amount to the system clipboard, open a brokerage website or send feedback. Exports can contain exact amounts, names and saved coordinates. None are required for routine support.
Brokerage buttons are optional website links without account access or affiliation; no contribution details are added to their URLs. A provider receives ordinary browser/network information under its own terms. Clipboard, device backups, operating-system diagnostics, Apple and TestFlight have their own controls and practices.
This website has no first-party analytics, advertising scripts, tracking cookies or automatic report submission. It may remember your light/dark choice in this browser tab. Cloudflare provides hosting, DNS and security and may process IP addresses, page requests and technical traffic details on its global network. Zoho Mail, configured in a Canadian data centre, handles support messages and ordinary email details. Email delivery and provider operations may involve other regions, so we cannot promise that all information stays within Canada.
Apple and TestFlight
When you install through TestFlight, Apple collects crash and usage information and shares it with the developer. If you send TestFlight feedback, it may include screenshots and information identifying you; name and email visibility depend on how you were invited. This is separate from the optional diagnostics stored in CoffeeStocks. Turning off app diagnostics does not stop TestFlight data collection.
Apple controls information held in TestFlight under its privacy policy. Deleting records in CoffeeStocks does not erase information held by Apple. If we keep a copy of feedback to investigate an issue, we handle it as support information under the retention schedule below. Please remove private details from feedback and screenshots.
Support and research
If you email us, we receive your message, email address and normal delivery information. The report helper on this site only prepares text for you to review or copy. It does not send anything automatically or read your app records. Text you copy may remain on your device clipboard.
We use support messages to answer questions and fix problems. Routine support correspondence is deleted within 90 days after resolving the issue, unless a legal requirement, active security issue or provider backups require longer. We will not record interviews during the first five-person beta. We delete identifiable research notes within 30 days after summarizing what we learned, but may keep summaries that identify nobody. Please do not send passwords, payment alerts, precise locations or unedited financial screenshots.
Christopher Kolt is responsible for privacy requests. Email the support address below to ask about information we hold, request access or corrections, withdraw from research, or request deletion of support or research information. We cannot retrieve financial records stored only on your device. We may ask for enough information to verify a request and will explain any legal or backup limits on deletion.
Experimental purchase awareness
This first beta is built around manual Self-Tip. We are exploring purchase suggestions through Apple Shortcuts, but automatic purchase detection is not a working feature of this beta. Receiving a suggestion does not save a plan, move money or prove that a purchase settled.
CoffeeStocks does not connect to banks or directly read other apps. Any future purchase-awareness feature will require separate testing, clear consent and updated privacy information before release.
If you create an automation yourself in Apple Shortcuts, turn it off there when you no longer want it to run. Disabling prompts inside CoffeeStocks may not stop an external automation.
Deletion and leaving the beta
Using Delete personal data clears your financial records, goals, saved places, optional diagnostics and related local settings. The app attempts to stop reminders and clear queued suggestions. Your appearance choice stays. A separate recovery reset may retain other preferences, as explained on that screen.
Deleting local data does not undo investments elsewhere or erase files you exported, shared copies, clipboard contents, device backups or TestFlight information held by Apple. Contact us separately to request deletion of support or research messages. Manage other copies with the services that hold them, and stop external automations separately.
Changes and questions
We will update this notice if the way CoffeeStocks handles information changes. For significant changes, we will give appropriate notice and request consent when required. Contact us using the support address below with questions or complaints.